FEMA expanded the forms of documentation it will accept from applicants to prove occupancy or homeownership in applying for federal assistance. This policy change is in response to criticism that FEMA’s prior requirements were too narrow and excluded vulnerable communities from receiving federal assistance, particularly Black owners of heirs’ properties. Previously, the policy required that homeowners provide a deed or form or formal proof of ownership for their home before aid could be distributed to prevent fraud. This policy disproportionately impacted Black homeowners, specifically in the rural South, that informally passed down property to heirs. With the new policy, families living on heirs’ property will be allowed to self-certify that they own their homes and FEMA will accept letters from local officials and bills for home repairs for proof of homeownership. The new policy is retroactive to August 23, 2021. The policy also expanded what damage to property can be recovered for with disaster assistance.